Senior Product Manager

We are seeking a highly motivated and experienced Senior Product Manager to join our lending team. As a Senior Product Manager, you will play a crucial role in collaborating with the Risk team to build cutting-edge tools and solutions that optimize debt collections and reduce credit losses. Your expertise in collections processes, delinquency management, and credit risk mitigation strategies will be instrumental in driving the success of our collections initiatives.

Responsibilities:

• Defining Requirements: Work closely with stakeholders to understand collections and risk objectives and translate them into clear and actionable product requirements. Prioritize features and functionalities that align with business goals and customer needs.
• Collaboration with Risk and Engineering: Partner with the Risk and Engineering teams to design, develop, and optimize collections solutions. Foster effective communication between cross-functional teams to ensure successful product delivery.
• Delinquency Management: Demonstrate a deep understanding of collections and delinquency management processes, from early intervention strategies to late-stage legal collections. Develop solutions that address the various stages of collections and enhance efficiency.
• Credit Risk Mitigation: Leverage data, analytics, and tools to identify high-risk accounts and intervene early. Develop risk mitigation tools to minimize credit losses and improve overall portfolio performance.
• Technology Innovation: Stay at the forefront of technological advancements in AI, automation, and communication tools. Explore how these technologies can be integrated into collections procedures to streamline processes and enhance productivity.

Requirements:

• Proven Product Management Experience: Demonstrated experience as a Product Manager, particularly in the collections or financial services domain. Previous work with Risk and Engineering teams is highly desirable.
• Collections and Risk Expertise: Solid understanding of collections processes, delinquency management, and credit risk mitigation strategies. Experience in the lending industry or related financial services is preferred.
• Analytical and Data-Driven: Strong analytical skills and the ability to interpret data insights to make informed decisions. Experience with data analytics tools is a plus.
• Strong Communication and Collaboration: Excellent communication skills and the ability to collaborate effectively with cross-functional teams, stakeholders, and external partners.